Beta15% was sold under disclosed trading plans, 85% with no plan disclosed. The largest seller, Thomas Smith (10% owner), sold $1.5M.Share-of-stake figures for this company are being verified and will be added when that check is finished. Why
A share of stake is shown for 0 of the 10 officers and directors who sold. 15 are left out Disclosed company stock is not an insider's whole wealth.i
Left out: Thomas Smith, Chad Prashad, John Calmes Jr., Daniel Dyer, Ken Bramlett Jr., Luke Umstetter, Scott McIntyre, Alice Caulder, Jason Childers, Charles Way, James Turner, Darrell Whitaker, Benjamin Robinson III, Elizabeth Neuhoff and Janet Matricciani (share of stake is being verified).
Officers and directors, past 12 months. Their share of stake is being verified and is not shown yet; amounts and trading plans are below.
Officers and directors, Oct 2025 to Oct 2026. Each sale is counted once: under a disclosed plan, else to cover taxes, else no plan disclosed.
No officer or director trades were reported for the past 30 days. The most recent before that:
| Who | Shares | Price | % of total stake | Total stake after | Trade date | Filed |
|---|---|---|---|---|---|---|
| Thomas Smith 10% owner | 7,992 | $187.69 | n/a | n/a | Aug 14, 2026 | Aug 18, 2026 |
Thomas Smith (for the outside shareholder represented on the board) sold $23.5M in the past 12 months. Large shareholders and the funds or companies that board members represent are not part of management, so they are left out of the figures above.
Yes. Chad Prashad sold 3K shares ($443K) in the past 12 months, none of it under a trading plan disclosed in the filings.
Filings rarely give a reason, and we don't guess at one. What they show is how the sales were made: 15% of sales by value ran under 10b5-1 trading plans disclosed in the filings and 85% had no disclosed plan. A trading plan schedules sales in advance.
No. Officers and directors reported no purchases in the past 12 months.
| Who sold | Amount | % of holdings | Trading plan |
|---|---|---|---|
| Thomas Smith 10% owner | $1.5M 8K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Daniel Dyer Executive VP, Chief Branch Operations Officer | $1.3M 8.9K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| John Calmes Jr. President and Chief Executive Officer | $663K 4K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Benjamin Robinson III Director | $512K 2.4K shares | Not confirmedshare of stake is being verified. Why | Disclosed plan |
| Chad Prashad President and CEO, Director | $443K 3K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Jason Childers SVP, Information Technology | $381K 2K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Charles Way Director | $362K 1.7K shares | Not confirmedshare of stake is being verified. Why | Disclosed plan |
| Scott McIntyre SVP, Accounting | $241K 1.3K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | $182K 1K shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
| Alice Caulder SVP, Human Resources | $110K 609 shares | Not confirmedshare of stake is being verified. Why | No plan disclosed |
Sold by a charitable foundation the insider reports: Thomas W. Smith Foundation, reported by Thomas Smith. A foundation's shares are not the insider's own stake, so they are left out of the figures above.
Board members representing outside shareholders, reported separately: Thomas Smith (the shareholder sold $23.5M). Details
Vested shares across all share classes, held directly and through trusts, LLCs and family members, as reported on SEC Forms 3, 4 and 5. Unvested awards and options are never counted as owned shares.
| Insider | Held Oct 16, 2025 | Sold | Held Oct 16, 2026 | Still held | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Thomas Smith!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. See the filing Sales and other transactions for Thomas Smith are complete. 10% owner | n/a | −8K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Thomas SmithHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Thomas Smith are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Chad Prashad!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Chad Prashad are complete. President and CEO, Director | n/a | −3K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Chad PrashadHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Chad Prashad are complete; balances and unit counts will be added when the check is finished. −6.3Kgifted (net of own trusts) −14Kwithheld by the company for taxes | ||||||||||||
John Calmes Jr.!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for John Calmes Jr. are complete. President and Chief Executive Officer | n/a | −4K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for John Calmes Jr.Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for John Calmes Jr. are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −3.1Kwithheld by the company for taxes | ||||||||||||
Daniel Dyer!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Daniel Dyer are complete. Executive VP, Chief Branch Operations Officer | n/a | −8.9K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Daniel DyerHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Daniel Dyer are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −6.1Kwithheld by the company for taxes | ||||||||||||
Ken Bramlett Jr.!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Ken Bramlett Jr. are complete. Director | n/a | 0 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Ken Bramlett Jr.Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Ken Bramlett Jr. are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Luke Umstetter!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Luke Umstetter are complete. Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | n/a | −1K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Luke UmstetterHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Luke Umstetter are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −2Kwithheld by the company for taxes | ||||||||||||
Scott McIntyre!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Scott McIntyre are complete. SVP, Accounting | n/a | −1.3K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Scott McIntyreHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Scott McIntyre are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −1.2Kwithheld by the company for taxes | ||||||||||||
Alice Caulder!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Alice Caulder are complete. SVP, Human Resources | n/a | −609 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Alice CaulderHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Alice Caulder are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −1.2Kwithheld by the company for taxes | ||||||||||||
Jason Childers!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Jason Childers are complete. SVP, Information Technology | n/a | −2K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Jason ChildersHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Jason Childers are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −1.2Kwithheld by the company for taxes | ||||||||||||
Charles Way!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Charles Way are complete. Director | n/a | −1.7K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Charles WayHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Charles Way are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) Stock options (not counted as shares):
Estimate: options held × ($187.69 − strike price), using the most recent insider trade price on Form 4 (Aug 14, 2026), not a market close. | ||||||||||||
James Turner!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for James Turner are complete. EVP, Chief Operating Officer | n/a | 0 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for James TurnerHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for James Turner are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Darrell Whitaker!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Darrell Whitaker are complete. Director | n/a | 0 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Darrell WhitakerHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Darrell Whitaker are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Benjamin Robinson III!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Benjamin Robinson III are complete. Director | n/a | −2.4K | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Benjamin Robinson IIIHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Benjamin Robinson III are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Elizabeth Neuhoff!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Elizabeth Neuhoff are complete. Director | n/a | 0 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Elizabeth NeuhoffHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Elizabeth Neuhoff are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||||||||||
Janet Matricciani!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Janet Matricciani are complete. Interim President and CEO | n/a | 0 | n/a | n/a | ||||||||
Vesting, gifts, unvested awards and holding lines for Janet MatriccianiHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Janet Matricciani are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) −264withheld by the company for taxes | ||||||||||||
Holdings and share of stake for World Acceptance Corp are being verified, so no balances, unit counts or percentages are shown. Sales, proceeds, plan and tax status, titles and dates come straight from individual filings.
Officer and director open-market sales: $5.7M across 32,904 shares. Plan status and stated purpose are separate questions, and a sale can have both.
The lighter segment is sales with no plan disclosed in the filing ($4.9M), including tax-related sales outside a plan.
Sales with no 10b5-1 plan and no tax reference in the filing. $1.5M of it is Thomas Smith. No plan disclosed is a statement about the filing, not about why the sale happened. Largest such sale: Thomas Smith, Aug 14, 2026
28,675 shares ($4.2M) were withheld by the company for taxes, which isn't a market sale.
| Seller | Shares sold | Proceeds | Under a disclosed plan | Share of total | Sales dates |
|---|---|---|---|---|---|
| Thomas Smith 10% owner | 8K | $1.5M | 0% | 26% | Aug 14, 2026 to Aug 14, 2026 |
| Daniel Dyer Executive VP, Chief Branch Operations Officer | 8.9K | $1.3M | 0% | 23% | Dec 15, 2025 to Dec 16, 2025 |
| John Calmes Jr. President and Chief Executive Officer | 4K | $663K | 0% | 12% | Dec 17, 2025 to Jul 30, 2026 |
| Benjamin Robinson III Director | 2.4K | $512K | 100% | 9% | Apr 30, 2026 to Aug 10, 2026 |
| Chad Prashad President and CEO, Director | 3K | $443K | 0% | 8% | Dec 18, 2025 to Dec 18, 2025 |
| Jason Childers SVP, Information Technology | 2K | $381K | 0% | 7% | Aug 12, 2026 to Aug 12, 2026 |
| Charles Way Director | 1.7K | $362K | 100% | 6% | Jun 26, 2026 to Jun 30, 2026 |
| Scott McIntyre SVP, Accounting | 1.3K | $241K | 0% | 4% | Aug 3, 2026 to Aug 3, 2026 |
| Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | 1K | $182K | 0% | 3% | Jun 12, 2026 to Jun 12, 2026 |
| Alice Caulder SVP, Human Resources | 609 | $110K | 0% | 2% | Jun 15, 2026 to Jun 15, 2026 |
| Month | Sale proceeds | Disclosed plan | To cover taxes | No plan disclosed |
|---|---|---|---|---|
| Oct 2025 | $0 | $0 | $0 | $0 |
| Nov 2025 | $0 | $0 | $0 | $0 |
| Dec 2025 | $1.9M | $0 | $0 | $1.9M |
| Jan 2026 | $0 | $0 | $0 | $0 |
| Feb 2026 | $0 | $0 | $0 | $0 |
| Mar 2026 | $142K | $0 | $0 | $142K |
| Apr 2026 | $29K | $29K | $0 | $0 |
| May 2026 | $14K | $14K | $0 | $0 |
| Jun 2026 | $1.1M | $815K | $0 | $292K |
| Jul 2026 | $372K | $0 | $0 | $372K |
| Aug 2026 | $2.1M | $17K | $0 | $2.1M |
| Sep 2026 | $0 | $0 | $0 | $0 |
| Oct 2026 | $0 | $0 | $0 | $0 |
Directors whose reported holdings sit mostly in an investment fund or a corporate shareholder they represent, not in their own name, with beneficial ownership disclaimed except for their own financial interest. Listed and sourced here; not part of the management totals or the answer line. Shares a fund hands to its own investors are distributions, not sales.
| Board member | Held Oct 16, 2025 | Sold | Held Oct 16, 2026 | Still held |
|---|---|---|---|---|
Thomas Smith!Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Thomas Smith are complete. 10% owner | n/a | −125K | n/a | n/a |
Vesting, gifts, unvested awards and holding lines for Thomas SmithHoldings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Thomas Smith are complete; balances and unit counts will be added when the check is finished. 0gifted (net of own trusts) | ||||
Thomas Smith: 56K shares were distributed in kind to the fund's own investors. These are distributions, not sales.
In line with the past 5 years. 10 insiders sold; the average is 6 a year.
| 12 months ending | Shares sold | Insiders who sold | Proceeds |
|---|---|---|---|
| Oct 16, 2026 Latest 12 months | 33K | 10 | $5.7M |
| Oct 16, 2025 1 year earlier | 47K | 11 | $7.8M |
| Oct 16, 2024 2 years earlier | 7.8K | 2 | $913K |
| Oct 17, 2023 3 years earlier | 7K | 3 | $779K |
| Oct 17, 2022 4 years earlier | 17K | 6 | $4.0M |
| Oct 17, 2021 5 years earlier | 107K | 10 | $15.9M |
Open-market sales (Form 4 code S) by people who were officers or directors, in split-adjusted shares. Earlier years include people who have since left. A sale that an outside holder also reports (a family trust, a fund) is counted with outside holders in every year. Shares, not dollars, are compared, so a change in the stock price doesn't look like a change in selling. Years the filings don't fully cover are shown but left out of the average.
Holdings and share of stake are being verified. Balances, unit counts and every share-of-stake figure for World Acceptance Corp are held back until that check is finished. Sales, proceeds, plan and tax status, titles and dates come straight from individual filings and are complete.
External context: we only cite outside events when a documented connection exists. None is shown for this period.
All 868 Forms 3, 4 and 5 on record for World Acceptance Corp (SEC CIK 108385), filed from Nov 5, 2002 to Sep 25, 2026; 31 of them were filed in the 12 months this page covers, retrieved from SEC EDGAR on Oct 16, 2026. Prices are the ones reported in each filing, often weighted averages. 1 older filing exists only on paper and could not be read.
Holdings. Each holding line (a share class plus an owner, such as a trust or LLC) carries its last reported balance forward. Entities first reported during the period start at zero, so transfers between an insider's own trusts don't count as selling. Lines not reported for three years or more are listed separately and left out of totals.
Sales. A sale counts as under a 10b5-1 plan if its footnote cites one or the filing's Rule 10b5-1 box is checked, and as tax-related if its footnote cites tax obligations or sell-to-cover. Shares withheld by the company for taxes are listed separately. Sales with neither attribute are labeled "no plan disclosed".
Spotted something wrong on this page? Report an error. We check every report against the SEC filing and list what we fix in the corrections log.