FolioLantern
SOFISoFi Technologies, Inc. · Insider ownership research

SoFi Technologies, Inc. insiders sold $11.8M in the past 12 months. How much of their stake is that?

Insiders sold $11.8M, 84% under disclosed plans. Their starting stakes can't be measured from the filings because most of the sellers' shares vested during the period.

Updated Oct 8, 2026 from SEC filings · covers Oct 9, 2025 to Oct 8, 2026
3
buyers among officers and directors (7 trades), past 12 months
84%
of sales were under disclosed trading plans, past 12 months
5 of 18
officers and directors sold shares, past 12 months
Recent activity · past 30 days, Sep 9, 2026 to Oct 8, 2026
Sep 21, 20262 executives sold 29K shares ($499K) under a disclosed trading plan. That is between 2.0% and 2.4% of each person's total stake held that day.
WhoSharesPrice% of total stakeTotal stake afterTrade dateFiled
Jeremy Rishel
Chief Technology Officer
18,624$17.502.0%913KSep 21, 2026Sep 23, 2026
Kelli Keough
EVP, Gbul, Sips
10,203$16.992.4%408KSep 21, 2026Sep 23, 2026

"% of total stake" is the shares in this event against all the vested shares the person held that day, across every share class and holding entity, after that day's vesting. "n/a" means the person's holdings don't reconcile, or the row is a purchase. "Holdings record incomplete" means more shares were sold than the filings show the person held that day, so a percentage would be wrong.

Sep 15, 20265 executives had 137K shares ($2.4M) withheld by the company for taxes (not a market sale). That is between 0.8% and 14% of each person's total stake held that day (1 person can't be measured).
WhoSharesPrice% of total stakeTotal stake afterTrade dateFiled
Kelli Keough
EVP, Gbul, Sips
66,033$17.2814%418KSep 15, 2026Sep 16, 2026
Jeremy Rishel
Chief Technology Officer
41,750$17.284.3%931KSep 15, 2026Sep 16, 2026
Robert Lavet
General Counsel
14,414$17.28n/an/aSep 15, 2026Sep 16, 2026
Arun Pinto
Chief Risk Officer
11,838$17.284.9%229KSep 15, 2026Sep 16, 2026
Eric Schuppenhauer
EVP GBUL Borrow
2,757$17.280.8%334KSep 15, 2026Sep 16, 2026

"% of total stake" is the shares in this event against all the vested shares the person held that day, across every share class and holding entity, after that day's vesting. "n/a" means the person's holdings don't reconcile, or the row is a purchase. "Holdings record incomplete" means more shares were sold than the filings show the person held that day, so a percentage would be wrong.

Sep 14, 20262 executives had 248K shares ($4.3M) withheld by the company for taxes (not a market sale). That is between 1.5% and 3.1% of each person's total stake held that day. 450K shares came in from vesting or option exercises the same day, so their combined holdings rose by 202K net.
WhoSharesPrice% of total stakeTotal stake afterTrade dateFiled
Anthony Noto
Chief Executive Officer, Director
188,259$17.321.5%12.28MSep 14, 2026Sep 16, 2026
Christopher Lapointe
CFO and PAO
59,341$17.323.1%1.87MSep 14, 2026Sep 16, 2026

"% of total stake" is the shares in this event against all the vested shares the person held that day, across every share class and holding entity, after that day's vesting. "n/a" means the person's holdings don't reconcile, or the row is a purchase. "Holdings record incomplete" means more shares were sold than the filings show the person held that day, so a percentage would be wrong.

Is this normal? Less than usual: about one-fifth of the 5-year average. 5 insiders sold; the average is 4 a year. Year by year
Latest filing: Filed Sep 23 for a sale on Sep 21. Jeremy Rishel sold 19K shares ($326K) under a disclosed plan. Filing
94 SEC ownership filings in the period · See the evidence

What stands out

Three officers bought shares: Anthony Noto (130K shares, $2.3M), Robert Lavet (5K shares, $105K) and Eric Schuppenhauer (5K shares, $100K).Anthony Noto: purchase, Mar 2, 2026 · Robert Lavet: purchase, Feb 6, 2026 · Eric Schuppenhauer: purchase, Feb 5, 2026
Tax withholding outweighed market sales: the company withheld $81.3M of officers' and directors' shares for taxes, against $11.8M sold on the open market. The largest was Anthony Noto ($49.9M withheld).Largest withholding, Nov 5, 2025

Percentages cover 11 of 18 officers and directors. 7 are left out

i
Left out: Jeremy Rishel, Steven Freiberg, Kelli Keough and Arun Pinto (most of their shares vested during the period, so a percentage would mislead); George Hutton (most holdings were last confirmed in 2021); Robert Lavet (holdings couldn't be fully reconciled); Dana Green (held no vested shares at the start).
Disclosed company stock is not an insider's whole wealth.

Who sold, and how much of their stake

Officers and directors, past 12 months. Each bar is the insider's vested stake at the start of the period (Oct 8, 2025). The gold part is what they sold.

SoldRest of starting stakeAdded during the period
Jeremy Rishel
Chief Technology Officer
No bar: most of their shares vested during the period, so a percentage would mislead.
$6.2MDisclosed plan
Kelli Keough
EVP, Gbul, Sips
No bar: most of their shares vested during the period, so a percentage would mislead.
$2.5MDisclosed plan
Steven Freiberg
Director
No bar: most of their shares vested during the period, so a percentage would mislead.
$1.9MNo plan disclosed
Arun Pinto
Chief Risk Officer
No bar: most of their shares vested during the period, so a percentage would mislead.
$1.1MDisclosed plan
Robert Lavet
General Counsel
No bar: holdings couldn't be fully reconciled.
$21KNo plan disclosed
Amounts, filings and trading plans for each seller

Selling by month

Officers and directors, Oct 2025 to Oct 2026. Each sale is counted once: under a disclosed plan, else to cover taxes, else no plan disclosed.

Disclosed planTo cover taxesNo plan disclosed
Oct 2025: $284K under a disclosed planOctNov 2025: $1.4M under a disclosed planNovDec 2025: $2.7M under a disclosed plan$2.7MDecJan 2026: $244K under a disclosed planJanFeb 2026: $184K under a disclosed planFeb 2026: $1.9M to cover taxesFebMar 2026: $1.8M under a disclosed planMarApr 2026: $188K under a disclosed planAprMay 2026: $156K under a disclosed planMayJun 2026: $2.0M under a disclosed planJun 2026: $21K to cover taxesJunJul 2026: $188K under a disclosed planJulAug 2026: $203K under a disclosed planAugSep 2026: $499K under a disclosed planSepOct

Common questions

Is the SoFi Technologies, Inc. CEO selling stock?

No. Anthony Noto reported no open-market sales in the past 12 months.

Why are SoFi Technologies, Inc. insiders selling?

Filings rarely give a reason, and we don't guess at one. What they show is how the sales were made: 84% of sales by value ran under 10b5-1 trading plans disclosed in the filings and 16% were to cover taxes. A trading plan schedules sales in advance.

Are any SoFi Technologies, Inc. insiders buying?

Yes. 3 officers or directors reported 7 purchases in the past 12 months (Form 4 code P, which includes private purchases).

The evidence

Who sold5 officers and directors: amount, % of holdings, trading plan
Who soldAmount% of holdingsTrading plan
Jeremy Rishel
Chief Technology Officer
$6.2M
308K shares
i
No percentage: most of their shares vested during the period, so a percentage would mislead.
Disclosed plan
Kelli Keough
EVP, Gbul, Sips
$2.5M
122K shares
i
No percentage: most of their shares vested during the period, so a percentage would mislead.
Disclosed plan
Steven Freiberg
Director
$1.9M
94K shares
i
No percentage: most of their shares vested during the period, so a percentage would mislead.
No plan disclosed
Arun Pinto
Chief Risk Officer
$1.1M
46K shares
i
No percentage: most of their shares vested during the period, so a percentage would mislead.
Disclosed plan
Robert Lavet
General Counsel
$21K
1.2K shares
i
No percentage: holdings couldn't be fully reconciled.
No plan disclosed
The full ownership picture17 of 18 insiders fully reconciled · 17 officers and directors

Vested shares across all share classes, held directly and through trusts, LLCs and family members, as reported on SEC Forms 3, 4 and 5. Unvested awards and options are never counted as owned shares.

InsiderHeld Oct 8, 2025SoldHeld Oct 8, 2026Still held
Anthony Noto
i
Additional holdings last reported more than 3 years ago are shown separately and excluded from totals.
Chief Executive Officer, Director
10.34M012.28Mno sales
Vesting, gifts, unvested awards and holding lines for Anthony Noto
+3.87Mshares vested or exercised
0gifted (net of own trusts)
−2.06Mwithheld by the company for taxes
2.95M → 6.39Munvested awards, start → end
  • Additional holdings last reported more than 3 years ago are shown separately and excluded from totals.
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock10,338,76912,276,337

Additional holdings last reported May 5, 2023, not confirmed since: 33,259 shares. Not included in any total or percentage on this page.

Christopher Lapointe
CFO and PAO
1.51M01.87Mno sales
Vesting, gifts, unvested awards and holding lines for Christopher Lapointe
+783Kshares vested or exercised
0gifted (net of own trusts)
−419Kwithheld by the company for taxes
1.03M → 1.31Munvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock1,506,6001,870,290
Derek White
CEO - Galileo
1.10M01.10Mno sales
Vesting, gifts, unvested awards and holding lines for Derek White
0shares vested or exercised
0gifted (net of own trusts)
683K → 683Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock1,096,5131,096,513
Jeremy Rishel
Chief Technology Officer
761K−308K913Knot meaningful
Vesting, gifts, unvested awards and holding lines for Jeremy Rishel
+967Kshares vested or exercised
0gifted (net of own trusts)
−510Kwithheld by the company for taxes
1.36M → 573Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock760,786912,650
Magdalena Yesil
Director
704K0722Kno sales
Vesting, gifts, unvested awards and holding lines for Magdalena Yesil
+18Kshares vested or exercised
0gifted (net of own trusts)
18K → 14Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock414,7160
SpouseCommon Stock289,258289,258
Magdalena Yesil Living TrustCommon Stock0433,104
George Hutton
!
Most of this insider's holdings were last confirmed in 2021. Confirmed in the last three years: 683,326 shares. Not confirmed since: 709,258 shares, left out of this row. "Still held" is not shown because it would cover only the smaller, confirmed part.
Director
665K0683Ksee note
Vesting, gifts, unvested awards and holding lines for George Hutton
+18Kshares vested or exercised
0gifted (net of own trusts)
53K → 49Kunvested awards, start → end
  • Additional holdings last reported more than 3 years ago are shown separately and excluded from totals.
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock608,34918,388
Hutton Living Trust, 12/10/96Common Stock56,589664,938

Additional holdings last reported Nov 30, 2021, not confirmed since: 709,258 shares. Not included in any total or percentage on this page.

Steven Freiberg
Director
433K−94K594Knot meaningful
Vesting, gifts, unvested awards and holding lines for Steven Freiberg
+255Kshares vested or exercised
0gifted (net of own trusts)
53K → 75Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock433,074593,998

Stock options (not counted as shares):

Options heldStrike priceExpiresIntrinsic value (estimate)
63,704$7.33Jun 1, 2027$615K

Estimate: options held × ($16.99 − strike price), using the most recent insider trade price on Form 4 (Sep 21, 2026), not a market close.

Kelli Keough
EVP, Gbul, Sips
285K−122K408Knot meaningful
Vesting, gifts, unvested awards and holding lines for Kelli Keough
+500Kshares vested or exercised
0gifted (net of own trusts)
−255Kwithheld by the company for taxes
944K → 534Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock285,410408,073
Stephen Simcock
General Counsel
203K0236Kno sales
Vesting, gifts, unvested awards and holding lines for Stephen Simcock
+78Kshares vested or exercised
0gifted (net of own trusts)
−45Kwithheld by the company for taxes
876K → 798Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock202,695235,833
Eric Schuppenhauer
EVP GBUL Borrow
191K0334Kno sales
Vesting, gifts, unvested awards and holding lines for Eric Schuppenhauer
+236Kshares vested or exercised
0gifted (net of own trusts)
−98Kwithheld by the company for taxes
669K → 537Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock191,318334,336
Arun Pinto
Chief Risk Officer
165K−46K229Knot meaningful
Vesting, gifts, unvested awards and holding lines for Arun Pinto
+247Kshares vested or exercised
0gifted (net of own trusts)
−137Kwithheld by the company for taxes
614K → 523Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock164,948228,623
Clara Liang
Director
97K0116Kno sales
Vesting, gifts, unvested awards and holding lines for Clara Liang
+18Kshares vested or exercised
0gifted (net of own trusts)
18K → 14Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock97,257115,645
Bashir Ruzwana
Director
61K079Kno sales
Vesting, gifts, unvested awards and holding lines for Bashir Ruzwana
+18Kshares vested or exercised
0gifted (net of own trusts)
18K → 14Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock60,97179,359
Robert Lavet
!
Holdings couldn't be fully reconciled. Balance changed without a matching transaction, and the footnote does not state the amount: -2,210 shares on Feb 6, 2026 (Robert S. Lavet Trust). See the filing Sales and other transactions for Robert Lavet are complete.
General Counsel
n/a−1.2Kn/an/a
Vesting, gifts, unvested awards and holding lines for Robert Lavet
+116Kshares vested or exercised
0gifted (net of own trusts)
−47Kwithheld by the company for taxes
8K → 36Kunvested awards, start → end
  • Started reporting during the period; starting holdings are from the Form 3.
  • New Form 3 filed 2026-01-16; earlier filings set aside.

Holdings couldn't be fully reconciled. Balance changed without a matching transaction, and the footnote does not state the amount: -2,210 shares on Feb 6, 2026 (Robert S. Lavet Trust). The balances below are as reported, not verified totals.

Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock41,905109,843
Robert S. Lavet TrustCommon Stock14,38217,172
Gary Meltzer
Director
45K071Kno sales
Vesting, gifts, unvested awards and holding lines for Gary Meltzer
+26Kshares vested or exercised
0gifted (net of own trusts)
26K → 28Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock44,92171,281
John Hele
Director
35K035Kno sales
Vesting, gifts, unvested awards and holding lines for John Hele
0shares vested or exercised
0gifted (net of own trusts)
18K → 32Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock35,03435,034
William Borden
Director
35K035Kno sales
Vesting, gifts, unvested awards and holding lines for William Borden
0shares vested or exercised
0gifted (net of own trusts)
25K → 42Kunvested awards, start → end
Held throughShare classOct 8, 2025Oct 8, 2026
DirectCommon Stock35,03435,034

17 of 18 insiders fully reconciled: starting holdings plus reported transactions match ending holdings (17 exactly, 0 with a minor or footnoted difference). For 1 we show sales but not holdings; the ! icon on that row explains why. Percentages cover 11 of 18 officers and directors. Left out: Jeremy Rishel, Steven Freiberg, Kelli Keough and Arun Pinto (most of their shares vested during the period, so a percentage would mislead); George Hutton (most holdings were last confirmed in 2021); Robert Lavet (holdings couldn't be fully reconciled); Dana Green (held no vested shares at the start). "Still held" compares ending with starting vested shares; a plus sign means the holding grew.

What explains the selling$11.8M of sales by plan status, purpose, seller and month

Officer and director open-market sales: $11.8M across 571,072 shares. Plan status and stated purpose are separate questions, and a sale can have both.

By plan status

The lighter segment is sales with no plan disclosed in the filing ($1.9M), including tax-related sales outside a plan.

Taxes

$1.9M of sales (16.4%) cite tax obligations in their footnotes. Separately, 3,574,010 shares ($81.3M) were withheld by the company for taxes, which isn't a market sale. Example: Robert Lavet, Jun 18, 2026

Purchases · 3 buyers (7 trades)

3 officers and directors bought shares in this period, in 7 trades(Form 4 code P). Across all their filings on record there are 57 purchase trades.

SellerShares soldProceedsUnder a disclosed planShare of totalSales dates
Jeremy Rishel
Chief Technology Officer
308K$6.2M100%53%Dec 17, 2025 to Sep 21, 2026
Kelli Keough
EVP, Gbul, Sips
122K$2.5M100%21%Oct 20, 2025 to Sep 21, 2026
Steven Freiberg
Director
94K$1.9M0%16%Feb 6, 2026 to Feb 6, 2026
Arun Pinto
Chief Risk Officer
46K$1.1M100%10%Nov 21, 2025 to Nov 21, 2025
Robert Lavet
General Counsel
1.2K$21K0%0.2%Jun 18, 2026 to Jun 18, 2026

Sales by month

MonthSale proceedsDisclosed planTo cover taxesNo plan disclosed
Oct 2025$284K$284K$0$0
Nov 2025$1.4M$1.4M$0$0
Dec 2025$2.7M$2.7M$0$0
Jan 2026$244K$244K$0$0
Feb 2026$2.1M$184K$1.9M$0
Mar 2026$1.8M$1.8M$0$0
Apr 2026$188K$188K$0$0
May 2026$156K$156K$0$0
Jun 2026$2.0M$2.0M$21K$0
Jul 2026$188K$188K$0$0
Aug 2026$203K$203K$0$0
Sep 2026$499K$499K$0$0
Oct 2026$0$0$0$0
Is this normal? Selling year by year5 earlier years to compare with

Less than usual: about one-fifth of the 5-year average. 5 insiders sold; the average is 4 a year.

12 months endingShares soldInsiders who soldProceeds
Oct 8, 2026
Latest 12 months
571K5$11.8M
Oct 8, 2025
1 year earlier
646K4$10.9M
Oct 8, 2024
2 years earlier
774K5$6.1M
Oct 9, 2023
3 years earlier
925K5$7.4M
Oct 9, 2022
4 years earlier
10.25M4$220M
Oct 9, 2021
5 years earlier
1.15M2$17.4M

Open-market sales (Form 4 code S) by people who were officers or directors, in split-adjusted shares. Earlier years include people who have since left. A sale that an outside holder also reports (a family trust, a fund) is counted with outside holders in every year. Shares, not dollars, are compared, so a change in the stock price doesn't look like a change in selling. Years the filings don't fully cover are shown but left out of the average.

Known gaps and uncertainty1 insider whose holdings couldn't be fully reconciled

Robert Lavet: holdings couldn't be fully reconciled (difference of -2,210 shares). Balance changed without a matching transaction, and the footnote does not state the amount: -2,210 shares on Feb 6, 2026 (Robert S. Lavet Trust). Filing, Feb 6, 2026

Footnote: "The shares are held by the Robert S. Lavet Trust."

Inferred rename: "Michael J. Bingle" is treated as the same holder as "Michael Bingle", because the old name was never reported again and the new one opened with the same balance (112,971 shares). Old name, new name

Inferred rename: "NA" is treated as the same holder as "Spouse", because the old name was never reported again and the new one opened with the same balance (463,538 shares). Old name, new name

Inferred rename: "91063 LLC" is treated as the same holder as "Shares held by 91063 LLC", because the old name was never reported again and the new one opened with the same balance (250,000 shares). Old name, new name

External context: we only cite outside events when a documented connection exists. None is shown for this period.

Sources and methodology564 filings from SEC EDGAR, and how we read them

All 564 Forms 3, 4 and 5 filed for SoFi Technologies, Inc. (SEC CIK 1818874) from Oct 9, 2020 to Sep 23, 2026, retrieved from SEC EDGAR on Oct 8, 2026. Prices are the ones reported in each filing, often weighted averages.

Holdings. Each holding line (a share class plus an owner, such as a trust or LLC) carries its last reported balance forward. Entities first reported during the period start at zero, so transfers between an insider's own trusts don't count as selling. Lines not reported for three years or more are listed separately and left out of totals.

Sales. A sale counts as under a 10b5-1 plan if its footnote cites one or the filing's Rule 10b5-1 box is checked, and as tax-related if its footnote cites tax obligations or sell-to-cover. Shares withheld by the company for taxes are listed separately. Sales with neither attribute are labeled "no plan disclosed".

Full methodology

Former or inactive filers (20)No filing in 18 months; last reported balances, not in any total
NameLast filedLast reported balance
SLTA IV (GP), L.L.C.Dec 4, 2024112,971 shares, last reported balance as of Dec 4, 2024
Ahmed Al-HammadiAug 14, 202487,937 shares, last reported balance as of May 21, 2024
Harvey SchwartzAug 14, 2024361,289 shares, last reported balance as of May 21, 2024
Qatar Investment AuthorityJun 14, 20243,000,000 shares, last reported balance as of May 28, 2021
Aaron WebsterMar 18, 2024615,080 shares, last reported balance as of Mar 15, 2024
Chad BortonMar 18, 2024336,432 shares, last reported balance as of Mar 15, 2024
Webb StaffordDec 18, 2023315,675 shares, last reported balance as of Dec 15, 2023
Richard CostoloAug 16, 2023301,688 shares, last reported balance as of Jun 14, 2023
Michelle GillSep 16, 20221,575,580 shares, last reported balance as of Sep 14, 2022
Jennifer NucklesSep 16, 2022603,453 shares, last reported balance as of Sep 14, 2022
SOFTBANK GROUP CORPAug 8, 2022201,012,910 shares, last reported balance as of Aug 8, 2022
Micah HeavenerJun 16, 2022326,954 shares, last reported balance as of Jun 14, 2022
Assaf RonenJun 16, 2022486,447 shares, last reported balance as of Jun 14, 2022
Maria RenzMar 25, 2022672,228 shares, last reported balance as of Mar 16, 2022
Thomas WilkesNov 19, 202195,447,816 shares, last reported balance as of Nov 18, 2021
Steven TrieuJun 2, 2021240,000 shares, last reported balance as of May 28, 2021
Chamath PalihapitiyaJun 2, 202164,712,500 shares, last reported balance as of May 28, 2021
Jay ParikhOct 9, 2020100,000 shares, last reported balance as of Oct 8, 2020
Simon WilliamsNo balance on record
Jennifer DulskiNo balance on record