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FCFSFirstCash Holdings, Inc. · Insider ownership research

FirstCash Holdings, Inc. insiders sold $20.6M in the past 12 months. How much of their stake is that?

83% was sold under disclosed trading plans, 17% with no plan disclosed. The largest seller, Thomas Stuart (President and COO), sold $6.9M.Share-of-stake figures for this company are being verified and will be added when that check is finished. Why

Updated Oct 16, 2026 from SEC filings · covers Oct 17, 2025 to Oct 16, 2026
$3.4M
sold with no plan disclosed, past 12 months
83%
of sales were under disclosed trading plans, past 12 months
8 of 12
officers and directors sold shares, past 12 months
Is this normal? More than usual: about 2.4x the 5-year average. 8 insiders sold; the average is 2 a year. Year by year
Latest filing: Filed Sep 3 for a sale on Sep 3. James Graves sold 3.8K shares ($830K) with no plan disclosed. Filing
SEC ownership filings: 36 filed in the 12 months to Oct 16, 2026; 497 on record since May 9, 2003 · See the evidence

What stands out

Raul Ramos sold $2.3M of stock with no disclosed trading plan. The filings don't state a reason.Largest such sale, Jun 5, 2026

A share of stake is shown for 0 of the 8 officers and directors who sold. 12 are left out

i
Left out: Rick Wessel, Douglas Orr, Thomas Stuart, Howard Hambleton, Daniel Berce, Mikel Faulkner, James Graves, Brian Hostetler, Randel Owen, Raul Ramos, Paula Garrett and Marthea Davis (share of stake is being verified).
Disclosed company stock is not an insider's whole wealth.

Who sold, and how much of their stake

Officers and directors, past 12 months. Their share of stake is being verified and is not shown yet; amounts and trading plans are below.

Thomas Stuart
President and COO
Not confirmed
Share of stake not shown: share of stake is being verified. Why
$6.9MDisclosed plan
Douglas Orr
EVP & Chief Financial Officer
Not confirmed
Share of stake not shown: share of stake is being verified. Why
$4.1MDisclosed plan
Rick Wessel
Vice-Chairman & CEO, Director
Not confirmed
Share of stake not shown: share of stake is being verified. Why
$3.1MDisclosed plan
Howard Hambleton
AFF President
Not confirmed
Share of stake not shown: share of stake is being verified. Why
$2.9MDisclosed plan
Raul Ramos
SVP Latin American Operations
Not confirmed
Share of stake not shown: share of stake is being verified. Why
$2.3MNo plan disclosed
All 8 sellers

Selling by month

Officers and directors, Oct 2025 to Oct 2026. Each sale is counted once: under a disclosed plan, else to cover taxes, else no plan disclosed.

Disclosed planNo plan disclosedOne dollar scale for every month; the tallest bar is labeled
OctNov 2025: $5.8M under a disclosed plan$5.8MNovDec 2025: $655K under a disclosed planDecJanFeb 2026: $4.8M under a disclosed planFebMarAprMay 2026: $3.6M under a disclosed planMay 2026: $1.1M no plan disclosedMayJun 2026: $1.5M no plan disclosedJunJulAug 2026: $2.2M under a disclosed planAugSep 2026: $830K no plan disclosedSepOct

Recent activity

Past 30 days, Sep 17, 2026 to Oct 16, 2026

No officer or director trades were reported for the past 30 days. The most recent before that:

Sep 3, 2026James Graves sold 3.8K shares ($830K) with no plan disclosed.
WhoSharesPrice% of total stakeTotal stake afterTrade dateFiled
James Graves
Director
3,750$221.20n/an/aSep 3, 2026Sep 3, 2026

Common questions

Is the FirstCash Holdings, Inc. CEO selling stock?

Yes. Rick Wessel sold 20K shares ($3.1M) in the past 12 months, all of it under a trading plan disclosed in the filings.

Why are FirstCash Holdings, Inc. insiders selling?

Filings rarely give a reason, and we don't guess at one. What they show is how the sales were made: 83% of sales by value ran under 10b5-1 trading plans disclosed in the filings and 17% had no disclosed plan. A trading plan schedules sales in advance.

Are any FirstCash Holdings, Inc. insiders buying?

No. Officers and directors reported no purchases in the past 12 months.

The evidence

Who sold8 officers and directors: amount, % of holdings, trading plan
Who soldAmount% of holdingsTrading plan
Thomas Stuart
President and COO
$6.9M
35K shares
Not confirmed
share of stake is being verified. Why
Disclosed plan
Douglas Orr
EVP & Chief Financial Officer
$4.1M
22K shares
Not confirmed
share of stake is being verified. Why
Disclosed plan
Rick Wessel
Vice-Chairman & CEO, Director
$3.1M
20K shares
Not confirmed
share of stake is being verified. Why
Disclosed plan
Howard Hambleton
AFF President
$2.9M
15K shares
Not confirmed
share of stake is being verified. Why
Disclosed plan
Raul Ramos
SVP Latin American Operations
$2.3M
10K shares
Not confirmed
share of stake is being verified. Why
No plan disclosed
James Graves
Director
$830K
3.8K shares
Not confirmed
share of stake is being verified. Why
No plan disclosed
Paula Garrett
Director
$326K
1.5K shares
Not confirmed
share of stake is being verified. Why
No plan disclosed
Randel Owen
Director
$228K
1.5K shares
Not confirmed
share of stake is being verified. Why
Disclosed plan
The full ownership picture0 of 12 officers and directors confirmed

Vested shares across all share classes, held directly and through trusts, LLCs and family members, as reported on SEC Forms 3, 4 and 5. Unvested awards and options are never counted as owned shares.

InsiderHeld Oct 16, 2025SoldHeld Oct 16, 2026Still held
Rick Wessel
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Rick Wessel are complete.
Vice-Chairman & CEO, Director
n/a−20Kn/an/a
Vesting, gifts, unvested awards and holding lines for Rick Wessel

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Rick Wessel are complete; balances and unit counts will be added when the check is finished.

−21Kgifted (net of own trusts)
−36Kwithheld by the company for taxes
Douglas Orr
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Douglas Orr are complete.
EVP & Chief Financial Officer
n/a−22Kn/an/a
Vesting, gifts, unvested awards and holding lines for Douglas Orr

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Douglas Orr are complete; balances and unit counts will be added when the check is finished.

−14Kgifted (net of own trusts)
−12Kwithheld by the company for taxes
Thomas Stuart
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Thomas Stuart are complete.
President and COO
n/a−35Kn/an/a
Vesting, gifts, unvested awards and holding lines for Thomas Stuart

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Thomas Stuart are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
−13Kwithheld by the company for taxes
Howard Hambleton
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Howard Hambleton are complete.
AFF President
n/a−15Kn/an/a
Vesting, gifts, unvested awards and holding lines for Howard Hambleton

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Howard Hambleton are complete; balances and unit counts will be added when the check is finished.

−1.9Kgifted (net of own trusts)
−6.3Kwithheld by the company for taxes
Daniel Berce
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Daniel Berce are complete.
Director
n/a0n/an/a
Vesting, gifts, unvested awards and holding lines for Daniel Berce

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Daniel Berce are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
Mikel Faulkner
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Mikel Faulkner are complete.
Director
n/a0n/an/a
Vesting, gifts, unvested awards and holding lines for Mikel Faulkner

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Mikel Faulkner are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
James Graves
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for James Graves are complete.
Director
n/a−3.8Kn/an/a
Vesting, gifts, unvested awards and holding lines for James Graves

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for James Graves are complete; balances and unit counts will be added when the check is finished.

−750gifted (net of own trusts)
Brian Hostetler
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Brian Hostetler are complete.
SVP & Chief Accounting Officer
n/a0n/an/a
Vesting, gifts, unvested awards and holding lines for Brian Hostetler

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Brian Hostetler are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
Randel Owen
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Randel Owen are complete.
Director
n/a−1.5Kn/an/a
Vesting, gifts, unvested awards and holding lines for Randel Owen

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Randel Owen are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
Raul Ramos
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Raul Ramos are complete.
SVP Latin American Operations
n/a−10Kn/an/a
Vesting, gifts, unvested awards and holding lines for Raul Ramos

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Raul Ramos are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
Paula Garrett
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Paula Garrett are complete.
Director
n/a−1.5Kn/an/a
Vesting, gifts, unvested awards and holding lines for Paula Garrett

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Paula Garrett are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)
Marthea Davis
!
Holdings and share of stake are being verified. Share-of-stake figures and holdings for this company are held back while they are verified. Sales and other transactions for Marthea Davis are complete.
Director
n/a0n/an/a
Vesting, gifts, unvested awards and holding lines for Marthea Davis

Holdings and share of stake are being verified. Sales, proceeds, plan and tax status and dates for Marthea Davis are complete; balances and unit counts will be added when the check is finished.

0gifted (net of own trusts)

Holdings and share of stake for FirstCash Holdings, Inc. are being verified, so no balances, unit counts or percentages are shown. Sales, proceeds, plan and tax status, titles and dates come straight from individual filings.

What explains the selling$20.6M of sales by plan status, purpose, seller and month

Officer and director open-market sales: $20.6M across 109,098 shares. Plan status and stated purpose are separate questions, and a sale can have both.

By plan status

The lighter segment is sales with no plan disclosed in the filing ($3.4M), including tax-related sales outside a plan.

No plan disclosed · $3.4M

Sales with no 10b5-1 plan and no tax reference in the filing. $2.3M of it is Raul Ramos. No plan disclosed is a statement about the filing, not about why the sale happened. Largest such sale: Raul Ramos, Jun 5, 2026

Taxes

67,373 shares ($0) were withheld by the company for taxes, which isn't a market sale.

Charitable gifts · 25K shares

Gifts the filings describe as charitable. Gifts are not sales and are not included in the sale totals.

SellerShares soldProceedsUnder a disclosed planShare of totalSales dates
Thomas Stuart
President and COO
35K$6.9M100%33%Nov 17, 2025 to Aug 17, 2026
Douglas Orr
EVP & Chief Financial Officer
22K$4.1M100%20%Nov 17, 2025 to Aug 17, 2026
Rick Wessel
Vice-Chairman & CEO, Director
20K$3.1M100%15%Nov 19, 2025 to Nov 19, 2025
Howard Hambleton
AFF President
15K$2.9M100%14%Dec 15, 2025 to Aug 18, 2026
Raul Ramos
SVP Latin American Operations
10K$2.3M0%11%May 28, 2026 to Jun 5, 2026
James Graves
Director
3.8K$830K0%4%Sep 3, 2026 to Sep 3, 2026
Paula Garrett
Director
1.5K$326K0%2%May 1, 2026 to May 1, 2026
Randel Owen
Director
1.5K$228K100%1%Nov 20, 2025 to Nov 20, 2025

Sales by month

MonthSale proceedsDisclosed planTo cover taxesNo plan disclosed
Oct 2025$0$0$0$0
Nov 2025$5.8M$5.8M$0$0
Dec 2025$655K$655K$0$0
Jan 2026$0$0$0$0
Feb 2026$4.8M$4.8M$0$0
Mar 2026$0$0$0$0
Apr 2026$0$0$0$0
May 2026$4.7M$3.6M$0$1.1M
Jun 2026$1.5M$0$0$1.5M
Jul 2026$0$0$0$0
Aug 2026$2.2M$2.2M$0$0
Sep 2026$830K$0$0$830K
Oct 2026$0$0$0$0
Is this normal? Selling year by year5 earlier years to compare with

More than usual: about 2.4x the 5-year average. 8 insiders sold; the average is 2 a year.

12 months endingShares soldInsiders who soldProceeds
Oct 16, 2026
Latest 12 months
109K8$20.6M
Oct 16, 2025
1 year earlier
137K5$18.7M
Oct 16, 2024
2 years earlier
36K3$4.0M
Oct 17, 2023
3 years earlier
56K3$5.7M
Oct 17, 2022
4 years earlier
00$0
Oct 17, 2021
5 years earlier
00$0

Open-market sales (Form 4 code S) by people who were officers or directors, in split-adjusted shares. Earlier years include people who have since left. A sale that an outside holder also reports (a family trust, a fund) is counted with outside holders in every year. Shares, not dollars, are compared, so a change in the stock price doesn't look like a change in selling. Years the filings don't fully cover are shown but left out of the average.

Known gaps and uncertainty12 officers and directors not confirmed

Holdings and share of stake are being verified. Balances, unit counts and every share-of-stake figure for FirstCash Holdings, Inc. are held back until that check is finished. Sales, proceeds, plan and tax status, titles and dates come straight from individual filings and are complete.

External context: we only cite outside events when a documented connection exists. None is shown for this period.

Sources and methodology497 filings on record, 36 filed in the 12-month period, and how we read them

All 497 Forms 3, 4 and 5 on record for FirstCash Holdings, Inc. (SEC CIK 840489), filed from May 9, 2003 to Sep 3, 2026; 36 of them were filed in the 12 months this page covers, retrieved from SEC EDGAR on Oct 16, 2026. Prices are the ones reported in each filing, often weighted averages. 20 filings were left out because FirstCash Holdings, Inc. filed them as an owner of another company's stock.

Probable 3-for-2 stock split on or before Apr 21, 2004 (first filing that shows post-split balances). Splits aren't reported as transactions; 7 holding lines changed by exactly this ratio, so earlier share counts are restated.

Probable 2-for-1 stock split on or before Feb 22, 2006 (first filing that shows post-split balances). Splits aren't reported as transactions; 6 holding lines changed by exactly this ratio, so earlier share counts are restated.

Holdings. Each holding line (a share class plus an owner, such as a trust or LLC) carries its last reported balance forward. Entities first reported during the period start at zero, so transfers between an insider's own trusts don't count as selling. Lines not reported for three years or more are listed separately and left out of totals.

Sales. A sale counts as under a 10b5-1 plan if its footnote cites one or the filing's Rule 10b5-1 box is checked, and as tax-related if its footnote cites tax obligations or sell-to-cover. Shares withheld by the company for taxes are listed separately. Sales with neither attribute are labeled "no plan disclosed".

Full methodology

Former or inactive filers (18)No filing in 18 months; last reported balances, not in any total

Spotted something wrong on this page? Report an error. We check every report against the SEC filing and list what we fix in the corrections log.